# Malaysia EV Owners Advised to Upgrade Insurance for Comprehensive Protection
*Author: Solar PV Expert | Category: news | Published: Wed Jun 10 2026 11:58:24 GMT+0000 (Coordinated Universal Time)*

### English
* **Rising EV Adoption:** Malaysia saw electric vehicle ownership jump from 3,127 units in 2022 to 44,813 by 2025, with a nearly 60% year-on-year registration increase as of February 2026.
* **Infrastructure Growth:** There are currently 5,624 public charging points nationwide, including 1,923 DC fast chargers and 3,701 AC chargers.
* **Insurance Recommendations:** The General Insurance Association of Malaysia (PIAM) advises owners to opt for comprehensive coverage that includes specialized EV add-ons, rather than basic third-party policies.
* **Key Coverage Areas:** Expanded policies should cover fire, accidental damage, theft, and specific EV risks like battery depletion assistance and charging unit damage.
* **Home and Building Safety:** Homeowners can insure charging units by declaring them under existing fire policies; high-rise building managers are urged to ensure liability and fire coverage for communal charging stations.

### 中文
* **电动汽车普及率激增：** 马来西亚的电动汽车拥有量从 2022 年的 3,127 辆增加到 2025 年的 44,813 辆，截至 2026 年 2 月，同比增长近 60%。
* **基础设施扩张：** 目前全国共有 5,624 个公共充电点，包括 1,923 个直流快充桩和 3,701 个交流充电桩。
* **保险建议：** 马来西亚普通保险协会 (PIAM) 建议车主选择包含电动汽车专项附加险的全面保险，而非仅购买基本的第三方责任险。
* **核心保障范围：** 扩展保单应涵盖火灾、事故损坏、盗窃，以及电池耗尽救援和充电设备损坏等特定风险。
* **住宅与大楼安全：** 业主可通过现有房屋火险申报充电桩；高层建筑管理者需确保公共充电站具备充足的责任险与火灾保险。